Transparent Pricing

Simple Pricing. No Hidden Fees.

Pay only for what you use. No setup fees for most accounts. No monthly charges for individuals and businesses. Transparent, competitive pricing that scales with your volume.

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Overview

Pricing Built for Every Canadian

Whether you send one payment per month or process thousands daily, our pricing stays simple and transparent. Most accounts have zero setup fees and zero monthly charges. You pay per transaction with rates competitive with traditional banks.

Savings

How Much Will You Save?

See how e-Transfer checkout compares to credit card processing. Adjust the numbers to match your business.

100
$500
Total Monthly Volume
$50,000
You save $1,155.00 per month with Invincible Pay
Credit Card Processing
2.9% per txn
$1,450.00
2-3 business day settlement
Funds held in processor account
Chargeback risk on every sale
Invincible Pay Checkout
$1.95 + 0.20%
$295.00
Funds land instantly in your wallet
Available immediately, no hold period
Minimal chargebacks with management
Plans

Clear Pricing for Every Account Type

Platform pricing for all Canadians.

Individual
FREE / Month
$1.95 + 0.20% per transaction

Ideal for personal payments and large transfers. Send up to $25,000 without limits. Perfect for individuals taking control of their money.

  • Send up to $25,000 per transaction
  • No daily transaction limits
  • Real-time transaction tracking
  • No API access

Instant setup, with full support access.

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MSB / High-Risk
$500 / Month + One Time Set-Up Fee
$1.95 + 0.20% per transaction

Advanced solution for enterprises. Cutting-edge features and top-tier support for maximum performance. Built for fintechs, MSBs, and high-risk industries.

  • All payment capabilities included
  • Dedicated account manager
  • Volume discounts available
  • Full API access

Instant setup, satisfied or reimbursed.

Contact Us

High Volume? Let's Talk Custom Pricing.

Processing significant transaction volumes? Contact our sales team for pricing built specifically for your needs.

Included

Everything You Need. Nothing You Don't.

Every account includes access to our complete payment platform. No premium tiers. No hidden features behind paywalls.

The Invincible Wallet

Your command centre for managing funds, tracking transactions, and controlling all payment operations from one powerful interface.

Interac e-Transfer

Send and receive e-Transfers instantly, right from your wallet. Up to $25,000 per transaction with no daily limits.

EFT / Direct Bank Payments

Move money directly between bank accounts. Process payroll, pay vendors, and handle bulk disbursements through secure bank-to-bank transfers.

Wire Transfers

Move significant funds securely. Full tracking and confirmed delivery for large transactions, equipment purchases, and high-value payments.

E-Transfer Checkout

Let your customers pay with Interac e-Transfer right at checkout. No credit card processing fees. A Canadian first.

Payment Links

Generate a shareable payment link in seconds. Send it to clients via email, text, or chat and they get a simple checkout page to complete payment.

Foundation

Platform Foundation

Everything you need to get started.

Bank-grade encryption

256-bit encryption protects every transaction and keeps your data safe.

Multi-factor authentication

Additional security layers ensure only authorized users access your account.

24/7 fraud monitoring

AI-powered systems detect and stop suspicious activity in real-time.

Dedicated support

Real people who know your account. Direct access to a support team that helps you specifically.

Full API payment access

Complete developer access to build custom workflows and integrations.

FAQ

Pricing Questions Answered

No. What you see on our pricing page is exactly what you pay. There are no surprise charges, no hidden surcharges, and no fine print. Most account types have no onboarding fees and no monthly fees at all. For account types that do have a monthly minimum, that amount is clearly displayed on the pricing card above. We believe in earning your trust through transparency, not burying costs in the fine print.

Everything. Every payment method on the platform uses the same simple fee structure. Whether you send an e-Transfer, process a direct bank payment, issue a wire transfer, or generate a payment link, the cost per transaction stays the same. There are no separate charges for different payment types, no additional fees for using the API, and no premium features locked behind a higher tier. You get the full platform from day one.

If your business processes a significant number of transactions each month, we offer custom pricing with reduced per-transaction rates. The more volume you bring, the better your rate. Reach out to our sales team with your expected monthly processing volume and we will put together a pricing proposal tailored to your business. There are no long-term commitments required to access volume pricing.

No, monthly minimums do not roll over between months. Each billing cycle starts fresh. However, the monthly minimum is not an additional charge on top of your transaction fees. It is credited toward that month’s usage. So if your transaction fees for the month exceed the minimum, you simply pay your normal transaction fees and nothing extra. The minimum only applies if your transaction volume for the month falls below that threshold.

Transaction fees are deducted automatically from your wallet balance at the time each payment is processed. There are no invoices to track or separate billing cycles for transaction fees. For account types with a monthly minimum, that charge is applied on the first of each month. You can see a full breakdown of all fees in your wallet dashboard at any time, so there are never any surprises on your statement.

Absolutely. Every business is different and we are happy to work with you on pricing that makes sense for your specific situation. Whether you have a unique payment flow, need to process high volumes, operate in a specialized industry, or just want to talk through how our pricing applies to your business, our sales team is ready to help. Reach out through our contact page and we will get back to you within one business day with a tailored proposal.

Feel Invincible. Experience Freedom.

Open your Invincible Wallet in minutes. Start sending payments that move at the speed of your business.

Get Started Today