Industry Solutions

Payment Rails for Canadian Businesses

From individuals buying their first car to crypto businesses moving CAD at volume, Invincible Pay gives you Interac e-Transfer, EFT, wires and crypto on- and off-ramps in one account. Money services, crypto and high-risk businesses come first.

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Individuals
Our Approach

Payment Solutions for How You Work

Traditional banks say no to entire industries. We built our platform to serve Canadians that banks overlook.

We Serve Who Banks Won't

Traditional banks limit individuals with arbitrary caps. They make simple payments complicated for everyone. They reject entire industries without a second look.

Individuals tired of splitting e-Transfers, crypto businesses turned away by banks and small businesses buried in payroll admin all use the same rails.

3
Business Days to Approval
$25K
Per e-Transfer, No Daily Limit
4
Payment Rails
Published
Pricing

See your industry below? We're ready to get you started.

Register Now
Who We Serve

Every Industry Deserves Modern Payments

Individuals

Don't see your industry?

Search by NAICS code or industry name, then tell us about your business.

We review every application
Start Onboarding
111Crop Production
112Animal Production & Aquaculture
113Forestry & Logging
114Fishing, Hunting & Trapping
115Agriculture & Forestry Support
211Oil & Gas Extraction
212Mining (except Oil & Gas)
213Mining & Oil/Gas Support Activities
221Utilities (Electric, Gas, Water)
236Construction of Buildings
237Heavy & Civil Engineering
238Specialty Trade Contractors
311Food Manufacturing
312Beverage & Tobacco Manufacturing
313Textile Mills
314Textile Product Mills
315Clothing Manufacturing
316Leather & Allied Products
321Wood Product Manufacturing
322Paper Manufacturing
323Printing & Related Activities
324Petroleum & Coal Products
325Chemical Manufacturing
326Plastics & Rubber Products
327Non-Metallic Mineral Products
331Primary Metal Manufacturing
332Fabricated Metal Products
333Machinery Manufacturing
334Computer & Electronic Products
335Electrical Equipment & Appliances
336Transportation Equipment
337Furniture & Related Products
339Miscellaneous Manufacturing
411Farm Product Wholesalers
412Petroleum Product Wholesalers
413Food, Beverage & Tobacco Wholesalers
414Personal & Household Goods Wholesalers
415Motor Vehicle & Parts Wholesalers
416Building Materials Wholesalers
417Machinery & Equipment Wholesalers
418Miscellaneous Wholesalers
419Wholesale Electronic Markets & Agents
441Motor Vehicle & Parts Dealers
442Furniture & Home Furnishings Stores
443Electronics & Appliance Stores
444Building Material & Garden Stores
445Food & Beverage Stores
446Health & Personal Care Stores
447Gasoline Stations
448Clothing & Accessories Stores
451Sporting Goods, Hobby & Music Stores
452General Merchandise Stores
453Miscellaneous Store Retailers
454Non-Store Retailers (E-Commerce)
481Air Transportation
482Rail Transportation
483Water Transportation
484Truck Transportation
485Transit & Ground Passenger
486Pipeline Transportation
487Scenic & Sightseeing Transportation
488Transportation Support Activities
491Postal Service
492Couriers & Messengers
493Warehousing & Storage
511Publishing (except Internet)
512Motion Picture & Sound Recording
515Broadcasting (except Internet)
517Telecommunications
518Data Processing & Hosting
519Other Information Services
521Monetary Authorities (Central Bank)
522Credit Intermediation & Related
523Securities & Financial Investment
524Insurance Carriers & Related
526Funds & Financial Vehicles
531Real Estate
532Rental & Leasing Services
533Lessors of Non-Financial Assets
541Professional, Scientific & Technical Services
5411Legal Services
5412Accounting & Tax Preparation
5413Architectural & Engineering Services
5414Specialized Design Services
5415Computer Systems Design
5416Management & Technical Consulting
5417Scientific Research & Development
5418Advertising & Public Relations
5419Other Professional Services
551Management of Companies & Enterprises
561Administrative & Support Services
562Waste Management & Remediation
611Educational Services
6111Elementary & Secondary Schools
6112Community Colleges & Universities
6114Business Schools & Training
6115Technical & Trade Schools
6116Other Schools & Instruction
6117Educational Support Services
621Ambulatory Health Care Services
622Hospitals
623Nursing & Residential Care
624Social Assistance
711Performing Arts & Spectator Sports
712Heritage Institutions (Museums, Zoos)
713Amusement, Gambling & Recreation
721Accommodation (Hotels, Motels)
722Food Services & Drinking Places
7221Full-Service Restaurants
7222Limited-Service Restaurants
7224Drinking Places (Bars)
7225Catering & Mobile Food Services
811Repair & Maintenance
812Personal & Laundry Services
813Religious, Civic & Professional Orgs
814Private Households
911Federal Government
912Provincial & Territorial Government
913Local & Municipal Government
914Aboriginal Public Administration
-Cryptocurrency & Blockchain
-Crypto Exchanges
-Fintech & Money Services
-Remittance Providers
-Payment Processors
-Digital Wallets
-iGaming & Online Betting
-Sports Betting Platforms
-Fantasy Sports
-Online Casinos
-Skill-Based Gaming
-Influencer & Creator Economy
-SaaS & Software Platforms
We review every application
Start Onboarding
Solutions

Built for Your Industry

Select your segment to see how Invincible Pay works for you.

For Individuals

Send Large Payments in One Go

Stop accepting bank limits on your own money. The Invincible Wallet lets you send up to $25,000 per Interac e-Transfer, with no daily limit. Buy that car without splitting payments into four transfers. Send your rent in one go. Pay contractors the full amount.

What You Get

  • Send up to $25,000 per e-Transfer
  • No daily limit
  • Payments usually arrive within minutes
  • Simple, clean interface
  • Funds safeguarded under the RPAA
$25K
Per e-Transfer
No
Daily Limit
Minutes
Usual Arrival Time
FINTRAC
Registered MSB

Real-Life Use Cases

Buying vehiclesRent & depositsHome renovationsFamily transfersLarge purchases
Learn More About Individual Accounts
For Freelancers

Get Paid Without Chasing Invoices

Your income shouldn't wait on slow banking systems. As a freelancer, cash flow matters. The Invincible Wallet helps you get paid by Interac e-Transfer, usually within minutes, manage irregular income and handle client payments professionally. Spend less time chasing payments and more time doing work you love.

What You Get

  • Payment requests by e-Transfer
  • Easy payment links
  • Income tracking and reporting
  • Multiple client payment options
  • Low transaction fees that don't eat profits
Minutes
Usual Payment Time
Low
Transaction Fees
1
Dashboard for All
Easy
Payment Links

Perfect For

Designers & creativesConsultantsWriters & creatorsDevelopersIndependent contractors
Learn More About Freelancer Accounts
For Small Business

Stop Losing Profits to Credit Card Fees

Canadian small businesses lose thousands every year to credit card processing fees. With Invincible Pay, your customers pay via Interac e-Transfer at checkout, the payment method Canadians already use every day. Funds land directly in your Invincible Wallet, where you can pay suppliers, run payroll, and manage everything from one platform. Keep more of what you earn.

What You Get

  • e-Transfer checkout for your customers
  • Lower fees than cards on most sales
  • Funds go straight to your Invincible Wallet
  • Pay suppliers and staff from the same wallet
  • One platform for incoming and outgoing payments
Low
Processing Fees
Minutes
e-Transfer Checkout
1
Wallet for Everything
All-in
One Platform

Perfect For

Retail & e-commerceService businessesRestaurants & cafesProfessional servicesSubscription businesses
Learn More About Small Business Accounts
For Fintechs & MSBs

Infrastructure Built for Compliance

Getting payment infrastructure as a fintech or MSB is nearly impossible with traditional banks. We get it because we live it. Invincible Pay provides the payment rails, compliance framework, and API access you need to build and scale.

What You Get

  • Complete payment API access
  • Registered with FINTRAC and the Bank of Canada
  • Approved within 3 business days
  • Bulk e-Transfer and bulk direct deposit
  • A named contact on our team
API
Full Access
FINTRAC
Registered
Same Day
Wires
3
Business Days to Approval

Built For

Remittance providersPayment service providersFX businessesMoney transfer servicesFintech startups
Learn More About Fintech Solutions
For Crypto Businesses

CAD Rails When Banks Say No

Banks close crypto accounts without warning, and most payment platforms' terms exclude crypto. Invincible Pay gives crypto companies CAD in and out by Interac e-Transfer, EFT and wire, plus crypto on- and off-ramp directly from your wallet. Crypto companies are not a risk category here. They are a primary customer.

What You Get

  • Interac e-Transfer, EFT and wires
  • CAD deposit and withdrawal capabilities
  • Registered with FINTRAC, including virtual currency
  • A team that understands crypto
  • Integration with exchange platforms
API
Fiat On/Off Ramps
FINTRAC
Registered
CAD
Payment Rails
3
Business Days to Approval

Perfect For

Crypto exchangesOTC desksBitcoin ATM operatorsStablecoin payments companiesVirtual currency dealers
Learn About Crypto Solutions
For High Risk Industries

Solutions When Others Turn You Away

High risk doesn't mean high maintenance. Industries like iGaming face constant payment processing challenges. Banks refuse service. Processors charge excessive fees. Invincible Pay specializes in providing payment solutions for high-risk sectors. We understand your compliance needs and provide stable, reliable payment processing when others say no.

What You Get

  • High-risk industry expertise
  • Transaction monitoring
  • Regulatory compliance support
  • Stable payment processing
  • Published pricing
Expert
Compliance Team
$25K
Per e-Transfer
Stable
Processing
Published
Pricing

Industries We Serve

iGaming & casinosSports bettingFantasy sportsSkill-based gamingOthers: reach out to learn more
Explore High Risk Solutions
Why Us

What Makes Invincible Pay Different

We don't just process payments. We solve the problems that banks create for your industry.

Industry Expertise

We understand the unique challenges each industry faces. From crypto compliance to freelancers, we built solutions for real problems.

Clear Onboarding

Apply in about 20 minutes. Approved within 3 business days. Processing payments within 5, once we have your documents.

People Who Answer

We reply within 24 hours on business days. Monday to Friday, 9am to 6pm MT.

Published Pricing

Individuals and businesses pay $0 a month and $1.95 + 0.20% per transaction. MSB, crypto and high-risk accounts: $500 setup and a $500 monthly minimum that counts toward fees.

FAQ

Questions About Industry Solutions

Yes. We specialize in serving industries that face banking challenges, including crypto businesses, MSBs, and high-risk sectors. Our compliance framework allows us to work with businesses others turn away.

Individuals, freelancers and businesses pay $0 a month and $1.95 + 0.20% per transaction. MSB, crypto and high-risk accounts pay a $500 one-time setup fee and a $500 monthly minimum that counts toward fees, at the same per-transaction rate. Wires and crypto on- and off-ramp: reach out for pricing.

Yes. You can keep your bank and use Invincible Pay for the payments it limits or won't handle. Our onboarding team helps you set it up with minimal disruption to your operations.

We evaluate each business individually. While we serve many high-risk and traditionally underserved sectors, we maintain strict compliance standards. Contact our team to discuss your specific industry.

All industries access the same core platform capabilities. However, we customize solutions based on your needs. MSBs might need API access, while individuals focus on high-limit transfers.

Apply in about 20 minutes. Approved within 3 business days. Processing payments within 5, once we have your documents. MSB, crypto and high-risk businesses go through enhanced due diligence (EDD), and our team tells you up front what we need.

Your Industry Deserves Better Payments

Stop settling for banks that don't understand your business. Get payment solutions built for your specific needs.

Talk to our team
Talk to our team