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Take control of your payments across all of Canada

Send money instantly with a simple, interactive, and API-forward platform. Built for Canadians who refuse to wait.

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Trusted by Canadian businesses to move money faster

FINTRAC Interac Bank of Canada 256-bit SSL

Full Functionality

Everything you need
One platform. Every payment tool.
Canadian Pay-Ins, International Pay-Outs
Onboarding
5 min
Start
API-First PlatformDocs
Build with our REST API
Instant E-Transfers$25K per TransactionNo Daily Limits5-Minute OnboardingFINTRAC RegisteredBank of Canada Regulated256-bit EncryptionSchedule 1 SafeguardingAPI-First PlatformE-Transfer Checkout GatewayPayment LinksHigh Risk BusinessInstant E-Transfers$25K per TransactionNo Daily Limits5-Minute OnboardingFINTRAC RegisteredBank of Canada Regulated256-bit EncryptionSchedule 1 SafeguardingAPI-First PlatformE-Transfer Checkout GatewayPayment LinksHigh Risk Business
Why Invincible Pay

Banking was built for yesterday.
You need something better.

Traditional Canadian banking was built for yesterday. The average business and individual deserves the future of payments: faster, smarter, and without the limits holding you back.

Instant Transfers

Send up to $25,000 per transaction to any Canadian bank account. Near-instant delivery, no daily limits.

One Powerful Wallet

Hold, send, and receive funds instantly. Track every transaction with real-time reporting.

API-First Platform

Build on a developer-grade REST API. Integrate payments, automate workflows, and scale.

Invincible PayInvincible Wallet
Active
CAD24,580.00
Available Balance
John JonesInvincible Pay
Security
Interac e-Transfer
Instant
Send e-Transfer to
deposit@invinciblepay.com
Your Reference Number
INV-00A1B2C3
  1. Open your banking app and start an Interac e-Transfer
  2. Set the recipient to deposit@invinciblepay.com
  3. Include your reference INV-00A1B2C3 in the message field
  4. Send any amount and funds arrive within minutes
Alex T.
Invincible E-Transfer
+$2,500.00
Mar 14, 2026
Taylor R.
Invincible E-Transfer
-$1,200.00
Mar 13, 2026
Payroll Deposit
Invincible Transfer
+$4,850.00
Mar 12, 2026
Morgan P.
Invincible E-Transfer
-$350.00
Mar 11, 2026
Client Payment
Invincible Transfer
+$8,200.00
Mar 10, 2026
E-Wallet

Your money. Your control. One simple wallet.

The Invincible Wallet is your command center for everything payment related. Hold funds securely, send and receive money instantly, and manage your entire financial operation from one interface that actually makes sense.

Instant Access Smart Tracking Fraud Monitoring
Try It Yourself
E-Transfer Checkout Gateway

Accept e-Transfer payments at checkout. A Canadian first.

Give your customers a way to pay online with Interac e-Transfer instead of credit or debit cards. A checkout window guides them through the payment, Invincible Pay processes it, and you get instant settlement into your wallet. Lower fees, no chargebacks, 100% Canadian.

  • Up to 80% cheaper than card processing
  • Instant settlement to your Invincible Wallet
  • Built-in fraud monitoring on every transaction
  • Easy API integration, we help you set it up
Get Started with Checkout Gateways
Wildrose & Co Checkout
🌹

Spring Bouquet

Wildrose & Co Florals
$45.00
Subtotal$45.00
Delivery$5.00
Tax (HST 13%)$6.50
Total$56.50
Select payment method
Interac e-TransferPay directly from your bank
Recommended
Credit / Debit CardVisa, Mastercard, Amex
2.9% fee
E Transfer Payment

Send your e-Transfer with these details:

1
Open your banking app and select Interac e-Transfer
2
Send $56.50 to pay@invinciblepay.com
3
Use the checkout code below as the message
Your Checkout Code
BQET
Auto-verifying payment…

Payment Received!

Your e-Transfer of $56.50 has been verified and settled instantly to Wildrose & Co's wallet.

Order BQET · Wildrose & Co Florals

Explore Partnership Opportunities

Referral agreements, agent networks, white label solutions, and custom product development.

Referral Agent Network White Label Custom Dev
Let's Talk
Platform

A dashboard that works as hard as you do

Real-time balance tracking, transaction history, and payment automation from one unified command center. No clutter, no confusion.

Every feature is designed to eliminate the friction that slows Canadian businesses down.

Get started
Invincible Pay platform dashboard showing wallet balance, recent transactions, and quick-action buttons
$25K
Per Transaction Limit
5 min
Onboarding Time
24/7
Fraud Monitoring
0$
Hidden Fees
Developer API

Start building in minutes

A modern REST API for payments, payouts, and account management. Integrate in minutes and start moving money.

POST/v1/users/generate-api-keyGet your API keyPOST/v1/beneficiariesCreate a recipientPOST/v1/funding-sources/send-etransferSend e-TransferGET/v1/accounts/meYour account
Read the Docs
send-payout.js
const res = await fetch("/v1/beneficiaries", {
  method: "POST",
  headers: {
    "Authorization": `Bearer ${API_KEY}`,
    "Content-Type": "application/json"
  },
  body: JSON.stringify({
    name: "Jane Smith",
    email: "jane@company.ca"
  })
});
Security

Your money protected at every level

Every transaction is protected by multiple layers of defence. Real-time fraud monitoring powered by proven security tools. Bank-grade encryption for all data.

FINTRAC & Bank of Canada

Full federal regulatory compliance with Canada's financial authorities.

Schedule 1 Safeguarding

Funds secured by insurance and held at a Schedule 1 Canadian bank.

256-bit Encryption

Bank-grade encryption keeping your data and funds safe at all times.

Real-Time Monitoring

24/7 fraud detection and system monitoring using proven security tools.

Industries

Invincible payments for all

Whether you're a freelancer, a growing startup, or an established enterprise, we have the tools to move your money faster.

Individuals

Freelancers

Small Business

Fintechs & MSBs

Crypto

High Risk

Take Control of Your Money

Send up to $25,000 per e-transfer with no daily limits. Buy that car, pay rent, or transfer to family in one go with instant confirmations.

Vehicle purchasesRent and depositsFamily transfersHome renovations
See how it works

Get Paid the Moment You Invoice

Instant payment links, low fees, and income tracking in one dashboard. Spend less time chasing payments and more time doing work you love.

Client invoicingProject paymentsRetainer billingExpense tracking
See how it works

Stop Losing Profits to Credit Card Fees

Let customers pay via Interac e-Transfer at checkout. Funds land in your wallet instantly. Pay suppliers, run payroll, all from one platform.

PayrollSupplier paymentsCheckout integrationRecurring billing
See how it works

Infrastructure Built for Compliance

Full payment API access, FINTRAC-compliant rails, and white-label options. The infrastructure fintechs and MSBs need to build and scale in Canada.

API integrationWhite-label paymentsKYB onboardingRemittance rails
See how it works

Banking When Banks Say No

Reliable fiat on-ramps and off-ramps, CAD payment rails, and full FINTRAC compliance. Payment infrastructure built specifically for crypto companies.

Fiat on/off rampsExchange settlementCAD withdrawalsCompliance
See how it works

Solutions When Others Turn You Away

Stable processing, advanced fraud prevention, and regulatory compliance support for industries that traditional banks won't touch.

iGamingSports bettingFantasy sportsEntertainment platforms
See how it works
FAQ

Common questions

Invincible Pay is built for speed and simplicity. Our platform is faster to get started with, easier to use, and comes with wider transaction limits so you're not constrained by traditional banking restrictions. Plus, you get support that actually works: real people, real answers, no runaround.

Yes. Invincible Pay is fully registered with FINTRAC and regulated by the Bank of Canada under the Retail Payment Activities Act. Your funds are safeguarded in Tier 1 Canadian financial institutions and protected with advanced encryption and continuous monitoring.

The e-wallet gives you access to e-transfers, direct deposits, and recurring payment automations. You can also integrate via our API for wire transfers and stablecoin settlement if needed. Whether you're managing payroll or sending money, everything runs through one simple platform.

Absolutely. Canadian companies use our platform to automate payroll, set up recurring supplier payments, request payments from clients, and manage cash flow efficiently. All through one secure dashboard designed to scale with your business.

Getting started takes just a few minutes. Create your free account online, complete a quick identity verification, and you're ready to send and receive money right away. No branch visits, no paperwork. Once onboarded, you get full access to all payment services from a single dashboard.

Feel Invincible. Experience Freedom.

Open your Invincible Wallet in minutes. Start sending payments that move at the speed of your business.

Get Started Today