How money moves for the businesses and people who use Invincible Pay: money services, crypto, small businesses and individuals.
Start OnboardingIndividuals hit bank limits when buying cars. Freelancers wait days for client payments. Small businesses lose hours to payroll admin. Crypto companies get turned away by banks. Our payment rails are built for each of these.
Payment rails for the businesses other providers turn down. Here is how money moves for three of the kinds of business we serve.
Remittance and FX businesses. One of our customers is a Calgary FX business serving the Canada to Nigeria corridor.
Customers pay in CAD by Interac e-Transfer, and every payment lands in one wallet. Your liquidity provider converts the funds, and your payout partners handle the other side.
Crypto OTC desks. One of our customers is an OTC crypto desk in Toronto.
Clients pay by Interac e-Transfer. Each payment waits in your Secure e-Transfer inbox, so you can claim it, reject it or mark it as not recognised. Larger trades settle by EFT or wire.
ATM and Bitcoin ATM operators. One of our customers is a Bitcoin ATM operator in Ontario.
Settlements come into one wallet. From there you pay your cash carrier and your suppliers by EFT or wire, and use crypto on- and off-ramp directly from your wallet.
Want to see how this would work for your business? Book a 15-minute call with our team.
Schedule A DemoPay staff, contractors and suppliers from one wallet. These are examples of how the products work.
A business with staff across several job sites spends hours on payroll every payday, keying in each payment by hand.
Bulk direct deposit pays the whole team by EFT in one batch from the Invincible Wallet. Payments arrive in 1 to 2 business days.
A business with several locations and many regular suppliers pays them from one place and collects from customers in another.
Pay suppliers by EFT, Interac e-Transfer or wire from the same wallet customers pay into. Every payment is logged with the date, amount and reference.
A growing business hires fast, and a manual payroll process takes longer with every new hire.
Bulk direct deposit and Bulk e-Transfer handle a large team the same way as a small one. Connect through our API to pay from your own systems.
Apply online with your basic details. Our onboarding team tells you up front which documents we need.
About 20 minutesRegister NowWe verify your identity and your business. MSB, crypto and high-risk businesses go through enhanced due diligence (EDD), a closer review of your compliance program.
Approved within 3 business daysFund your wallet and start sending payments by Interac e-Transfer, EFT, wire and our API, once we have your documents.
Within 5 business daysView PlatformSend up to $25,000 per Interac e-Transfer, with no daily limit. These examples show what that makes possible.
You're buying a used car for $18,000. Many banks cap personal e-Transfers at a few thousand dollars a day, and the seller doesn't want to wait days for the full amount.
From an Invincible Wallet, you send the full $18,000 in one Interac e-Transfer. It usually arrives within minutes, with no splitting payments.
You've hired a contractor for $22,000 in home renovations, and they need payment upfront to order materials.
You send the complete $22,000 in one Interac e-Transfer from your Invincible Wallet, within the $25,000 per-transfer limit.
You want to send your parents $15,000 for a down payment, and you don't want to visit a branch to do it.
You send $15,000 from your Invincible Wallet in one Interac e-Transfer, from your phone. It usually arrives within minutes.
Yes. Every product on this page is live: Interac e-Transfer up to $25,000 with no daily limit, bulk direct deposit by EFT, wires, crypto on- and off-ramp and our API. Our customers are described without names for now, and the business and personal stories are examples.
Yes, in one way. Individuals and businesses pay $0 a month and $1.95 + 0.20% per transaction. MSB, crypto and high-risk accounts pay a $500 one-time setup fee and a $500 monthly minimum that counts toward fees, at the same per-transaction rate. Wires and crypto on- and off-ramp: reach out for pricing.
Apply in about 20 minutes. Approved within 3 business days. Processing payments within 5, once we have your documents. MSB, crypto and high-risk businesses go through enhanced due diligence (EDD), a closer review of your compliance program, and our team tells you up front what we need.
Yes. A business might run payroll by direct deposit on Fridays, pay suppliers by EFT through the month and send a large Interac e-Transfer for an equipment purchase, all from the same Invincible Wallet and one dashboard.
The three customers in the first section are real, described without names until they agree to be named. The business and personal stories are examples of how the products work, not customer results.
Tell us about it. We review your compliance program, not just your category, and we'll walk you through how Invincible Pay fits. We reply within 24 hours on business days. Monday to Friday, 9am to 6pm MT.
Tell us what you need. We reply within 24 hours on business days. Monday to Friday, 9am to 6pm MT.
Talk to our team