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Interac e-TransferUp to $25,000 each, no daily limitSecure e-TransferCheck each payment before you accept itCheckout and e-Transfer requestsGet paid by e-Transfer online

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EFT and direct depositYour own deposit details, 1 business dayBulk paymentsPayroll and contractor payouts at onceWire transfersSame-day wires in and out, in CAD

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Money services businessesPayment rails for Canadian MSBsRemittance companiesCollect every customer e-TransferCurrency exchangeCanadian pay-ins for FX businessesATM operatorsSettlements in, carrier paidCrypto businessesCAD in and CAD outCrypto OTC desksCheck payments, restock by EFTBitcoin ATM operatorsCarrier deposits to restockHigh-risk businessesReach out to learn moreiGaming and sports bettingCasino and sportsbook payments in CADPSPs and fintechsEvery rail through one API

Everyday accounts

Small businessese-Transfer requests, payroll and suppliersFreelancersGet paid by e-TransferIndividualsUp to $25,000 in one e-Transfer

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Interac e-TransferSecure e-TransferCheckout and e-Transfer requestsEFT and direct depositBulk paymentsWire transfersCrypto on- and off-rampAPI
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Interac e‑Transfer for business

Free-flowing Interac e-Transfers for business. Receive every payment your customers send, and send up to $25,000 per transaction with no daily limit, with e-Transfer requests, auto-deposit and Secure e-Transfer built in.

Talk to our teamHow it works
Send an Interac e-TransferFrom your wallet
Amount$61,000.00
Send
  • e-Transfer 1 of 3$25,000.00Sent
  • e-Transfer 2 of 3$25,000.00Sent
  • e-Transfer 3 of 3$11,000.00Sent

No daily limit: up to $25,000.00 per e-Transfer, as many as you need.

Receive without limits
Send with no daily limit
Up to $25,000 per transaction

Everything a business needs from Interac e-Transfer

Request it, receive it, check it and send it on, all from the same wallet.

Interac e-Transfer requests

Send an e-Transfer request (Interac Request Money) from an invoice, a message or your own system. Your customer accepts it in their banking app, and the money lands in your wallet.

e-Transfer request paidPaid
$2,300.00Invoice 1042

Auto-deposit

Every payment goes straight into your wallet, without a security question. We don't pause payments as they come in.

Received todayDeposited
9:12 am$1,240.00
9:40 am$860.00
10:05 am$2,975.00
10:31 am$450.00

Scheduled bulk payouts

Schedule a Bulk e-Transfer payout to many people at once, with no daily caps for your recipients. Up to $25,000 each, sent when you choose.

Bulk e-TransferFriday
$61,940.0048 recipients

Send more than your bank's limit

Banks cap e-Transfers by the day. Your wallet doesn't stop: send up to $25,000 per transfer, as many as you need, so $100,000 goes out as four.

e-Transfer sentSent
$100,000.00Sent today
1 of 4$25,000.00
2 of 4$25,000.00
3 of 4$25,000.00
4 of 4$25,000.00

How getting paid by e-Transfer works

1Your customer

They pay by e-Transfer

They pay in Canadian dollars by Interac e-Transfer, from their own bank and within its daily limit.

2Usually minutes

It lands in your wallet

With auto-deposit, each payment goes straight in. With Secure e-Transfer, it waits for you to claim it.

3When you're ready

Send it on

Pay out by Bulk e-Transfer with no daily limit, or settle by EFT or same-day wire, from the same wallet.

Talk to our teamApply in about 20 minutes. Usually approved within 3 business days.

Secure e-Transfer: protect yourself against fraud

Every incoming e-Transfer waits in a secure inbox. You claim it, reject it or mark it as not recognised, so nothing lands in your wallet that you didn't expect.

Secure e-Transfer3 waiting
Incoming e-Transfer$2,450.00
ClaimRejectNot recognised
Incoming e-Transfer$780.00
Incoming e-Transfer$1,920.00

Interac e-Transfer for business, answered plainly

Yes. Your wallet sends up to $25,000 per transfer with no daily limit, so larger amounts go out as several transfers: $61,000 is three. Banks set their own daily limits; your Invincible Pay wallet doesn't.
As much as their own bank allows, usually $3,000 to $5,000 a day. Your wallet receives without limits and doesn't pause payments as they come in, however many customers pay you that day.
Usually minutes, and up to 30. With auto-deposit the money goes straight into your wallet. EFT typically takes 1 business day, and wires arrive the same day.
$1.95 + 0.20% per transaction, with no monthly fee for everyday businesses and individuals. Money services, crypto and high-risk businesses pay a $500 setup fee and a $500 monthly minimum that counts toward their fees. See all pricing.
Yes. With e-Transfer checkout and Interac e-Transfer requests, customers pay from your site or from an invoice, and the money lands in your wallet. See e-Transfer checkout.
Yes. Bulk e-Transfer sends payouts to many recipients in one go, up to $25,000 each, with no daily cap. You can schedule it, and for payroll you can also use bulk direct deposit by EFT.
No. Invincible Pay is a payments company, registered with FINTRAC as a money services business (C100000702) and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act. Your money is held in your Invincible Pay wallet.

Take e-Transfers at volume

Tell us how you get paid today. We reply within 24 hours on business days.

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Talk to our team