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Get paid

Interac e-TransferUp to $25,000 each, no daily limitSecure e-TransferCheck each payment before you accept itCheckout and e-Transfer requestsGet paid by e-Transfer online

Pay out

EFT and direct depositYour own deposit details, 1 business dayBulk paymentsPayroll and contractor payouts at onceWire transfersSame-day wires in and out, in CAD

Crypto and build

Crypto on- and off-rampIn and out of cryptoAPIEvery rail in your own systems

Featured

All railsEvery rail on one pagee-Transfer, EFT, wires, crypto and API

Money services, crypto and high-risk

Money services businessesPayment rails for Canadian MSBsRemittance companiesCollect every customer e-TransferCurrency exchangeCanadian pay-ins for FX businessesATM operatorsSettlements in, carrier paidCrypto businessesCAD in and CAD outCrypto OTC desksCheck payments, restock by EFTBitcoin ATM operatorsCarrier deposits to restockHigh-risk businessesReach out to learn moreiGaming and sports bettingCasino and sportsbook payments in CADPSPs and fintechsEvery rail through one API

Everyday accounts

Small businessese-Transfer requests, payroll and suppliersFreelancersGet paid by e-TransferIndividualsUp to $25,000 in one e-Transfer

Watch how money moves

Remittance companiesCrypto OTC desksBitcoin ATM operatorsATM operatorsSmall businessesAll industries

Get started

How onboarding worksApply, approval, first paymentPricingPer transaction, publishedHelp CentreAnswers and support tickets

Learn

BlogCanadian payments, explainedUse-case videosOne business, one flow of funds

Company

About usBased in Red Deer, AlbertaSecurity and complianceRegistrations and safeguardingPartner programmeRefer the MSBs you registerContact+1 (587) 288-5511
Interac e-TransferSecure e-TransferCheckout and e-Transfer requestsEFT and direct depositBulk paymentsWire transfersCrypto on- and off-rampAPI
Money services businessesRemittance companiesCurrency exchangeATM operatorsCrypto businessesCrypto OTC desksBitcoin ATM operatorsHigh-risk businessesiGaming and sports bettingPSPs and fintechsSmall businessesFreelancersIndividuals
How onboarding worksPricingHelp CentreBlogUse-case videosAbout usSecurity and compliancePartner programmeContact
PricingCompanyLog inTalk to our team

About Invincible Pay, a Canadian payments company.

Invincible Pay is a Canadian payments company based in Red Deer, Alberta. We launched in 2025. Our wallet brings together Interac e-Transfer, EFT, wires and a crypto on- and off-ramp, and our team looks after you.

Talk to our teamWho looks after you
Launched in 2025
Canadian dollars only
Your own account manager

FINTRAC MSB C100000702Bank of Canada PSP registryWe reply within 24 hours on business days

Invincible PayInvincible Payment Systems Limited
Office
200-4909 50 Street, Red Deer, AB T4N 6X2
Hours
Monday to Friday, 9am to 6pm MT

Why we built Invincible Pay

Money services and crypto businesses in Canada keep running into the same walls with banks and payment platforms. We built Invincible Pay around them.

What businesses run intoWhat we built

A bank closes the account with little or no explanation, and nobody says who to call.

A named account manager who explains what we need and why, and who already knows your account when you call.

Most payment platforms' terms exclude MSBs and crypto, so the answer is no before anyone looks at the business.

A wallet built for money services, crypto and high-risk businesses. We review your compliance program, not just your category.

Months of waiting for an answer, while customers wait to pay.

A decision usually within 3 business days, once we have your documents, and processing payments within 5.

A daily limit that stops your payouts partway through a busy day.

Send up to $25,000 per transfer, with no daily limit. Your wallet receives without limits.

See how it works for money services businesses, crypto businesses and high-risk businesses. Advisers who register MSBs can read about our partner programme.

Hands on a phone and laptop at a bright office desk

The people who look after your account

Every business that opens a wallet with us gets a named account manager. Before you go live, they learn how money moves through your business and which rails you'll use. After that, they're the person you call.

Behind them is our onboarding team. They gather your documents with you while we review your application. Then they build your flow of funds with you and go through it together before your first payment.

Talk to our team+1 (587) 288-5511
Your account managerAssigned
Available to help when you need it

What you can do with an Invincible Pay wallet

Every rail below runs from the same balance, in Canadian dollars, and each has its own page with the detail.

Talk to our team

  • Interac e-Transfer

    Send, receive and request money. Protect yourself against fraud with Secure e-Transfer, and send many payments at once with Bulk e-Transfer.

    Interac e-Transfer for business

  • e-Transfer checkout

    Customers pay from your website with an e-Transfer request tied to their order number.

    e-Transfer checkout

  • EFT and direct deposit

    Your wallet has its own institution, transit and account numbers, so anyone can pay it by EFT. Pay staff and contractors in one bulk run, typically in 1 business day.

    EFT and direct deposit

  • Wires

    Send and receive wires the same day, in Canadian dollars, between banks in Canada.

    Wire transfers

  • Crypto on- and off-ramp

    Move Canadian dollars in and out of crypto, integrated with your wallet.

    Payments for crypto businesses

  • API

    Connect your own systems: e-Transfer requests, payouts and a webhook for every payment.

    The API for fintechs and PSPs

Registered, and your funds safeguarded

Registered with FINTRAC as a money services business (C100000702).

The FINTRAC registry

Registered with the Bank of Canada as a payment service provider under the Retail Payment Activities Act.

The Bank of Canada PSP registry

Your funds are safeguarded under the Retail Payment Activities Act: kept separate from our own money, in a dedicated account covered by insurance, as the Act requires.

Security and compliance

Questions about us, answered plainly

No. Invincible Pay is a payments company, and your money is held in your Invincible Pay wallet. We're registered with FINTRAC as a money services business (C100000702) and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act.
In Red Deer, Alberta. Our office is at 200-4909 50 Street, Red Deer, AB T4N 6X2. We work with Canadian businesses and individuals, in Canadian dollars.
In 2025. Both of our registrations are public. You can look us up on the FINTRAC registry and the Bank of Canada PSP registry.
Money services businesses, crypto businesses and high-risk businesses, because most payment platforms won't take them. Everyday businesses, freelancers and individuals use the same wallet and the same published prices.
No. We're a Canadian provider: we work only with Canadian businesses and individuals, and only in Canadian dollars. A business that deals in other currencies uses its own liquidity provider for the exchange.
A named account manager, with our onboarding team behind them. They set up your flow of funds with you and check it before your first payment. After that, they're available to help when you need it.
Call +1 (587) 288-5511 or email info@invinciblepay.com, Monday to Friday, 9am to 6pm MT. We reply within 24 hours on business days.

Come and talk to our team

Tell us about your business and how money moves through it. We reply within 24 hours on business days.

Talk to our team
Talk to our team