A fintech sits in "compliance review" since last quarter. Payment platform accounts get frozen overnight with zero explanation. A competitor launches on payment rails another team has been chasing from a bank since January. Meanwhile, the dev team sits idle, investors are asking questions, and every week without live transactions is another week of burn with nothing to show for it.
Getting a bank partner takes three months. Integrating with their systems takes another three. Then compliance throws up hurdles that push launch back indefinitely. The technology was never the hard part. Access was.
A bank partner "pauses" an integration three weeks before launch because their compliance team has "concerns." A form letter arrives from a payment platform saying the account is under review and all payouts are frozen, with no timeline, no appeals process and no human to call. Founders watch competitors go live on Canadian payment rails while still filling out the same KYB form for the fourth bank that will probably say no. Investors want to know why the company is burning $25K a month with no live transactions.
Your product is ready. Apply in about 20 minutes and be processing payments within 5 business days, once we have your documents.
Start OnboardingInvincible Pay doesn't make fintechs pitch their business model to a compliance committee that meets once a month. Apply in about 20 minutes, and we approve accounts within 3 business days. You are processing payments within 5, once we have your documents. The API docs are public, and a person on our team picks up the phone when something breaks.
Invincible Pay is registered with FINTRAC and the Bank of Canada and built for fintechs and MSBs. The KYB process is designed for companies that move money through software, so you aren’t waiting for a bank committee that meets once a month. Apply in about 20 minutes. Approved within 3 business days. Processing payments within 5, once we have your documents.
The Invincible Pay REST API gives fintechs Interac e-Transfer, EFT, wires and payment links through one integration, instead of stitching together several bank relationships. The API documentation is public, so your developers can read it before you sign anything.
Invincible Pay is registered with FINTRAC as a money services business (C100000702). During onboarding, our team walks each fintech partner through what we need from them, including their own FINTRAC registration where their business model requires one. The guidance is specific and practical.
Yes. Through our API, your users stay in your product while the payments move by Interac e-Transfer, EFT and wire. Talk to our team about your payment flow.
A person on our team who knows the API helps you from the start of onboarding through go-live. The API documentation is public. We reply within 24 hours on business days. Monday to Friday, 9am to 6pm MT.
Invincible Pay offers API access, published pricing and a team that understands fintech compliance. No more runway burned on bank courtship.
Talk to our team